Since our doors opened in 2002, Pacific Coast Home Loans & Realty has dedicated our business to providing clients with a simple, secure, and hassle-free loan experience. Our emphasis on customer service has always been our top priority and is what sets us apart from other brokers and lenders. It has also played a leading role in us having over $3 billion in funded loans.

We offer zero-cost refinances, no lender or broker fee purchases, top-of-the-industry closing times, great rates, and availability 7 days a week. In today's ultra-competitive market, we understand that every second counts, so we go out of our way to make sure every email and call is answered or returned in minutes. Our team is extremely well versed on all loan types and is passionate about guiding you and your family down the right path and fit for your specific scenario.

We look forward to the opportunity to change the way you think about the home buying and refinance process.


Noah Sharifi, founder, and principal of the Pacific Coast Home Loans & Realty, Inc., has a remarkable reputation as a mortgage broker throughout California over a career that spans more than 21 years. He has finished in the top 1% volume of closed mortgage loans in California 7 years in a row.

Noah is dedicated to an honest, personalized, and service-driven lending process. He is available 7 days a week and his dedication to his clients is why top realtors choose his company and team as their preferred source for financing.

Noah leverages more than two decades of experience as a top-producing mortgage broker to find financial solutions for even the most complex transactions. His expertise and access to the industry-best network of lenders ensure quick, efficient, and successful closings for his clients.

In addition to his proven mortgage business, Noah possesses a wealth of experience with other industry professionals in residential and commercial real estate along with investors – all of which further enlightens his practice and benefit his clients.

A native of Orange County, Noah resides in Newport Coast with Casey, his loving wife of 20+ years, and their two sons.
Photo of Noah Sharifi and his family


"What exactly does a mortgage broker do and what are the advantages of using one?"
That’s a question we get all the time.

Mortgage brokers have access to multiple wholesale lenders which ensures that you get the best rate available along with the best possible experience. If you have a challenging scenario and go directly to a lender, you're stuck adhering to that lender's guidelines & turnaround times and it can take weeks to find out if your loan is approved. With a broker, we can run the scenario through 20+ different lenders and find the one that will get it done quickly and at the best rate.

Just like your real estate agent, we work for YOU! Our volume is much smaller than direct lenders and banks so we're able to listen and focus on what’s best for you. This also allows us to be more accessible and ensure that you are updated constantly and comfortable with the process every step of the way.

We look forward to simplifying the process and showing you exactly why brokers are better !
Photo of a Broker Presenting a Loan Option

Ready to learn more?
Speak with one of our experienced loan consultants.

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Pacific Coast Home Loans & Realty, Inc. is a Licensed Real Estate Broker, California Department of Real Estate.

DRE #01850417
NMLS #303658
Equal Housing Opportunity
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