PACIFIC COAST HOME LOANS & REALTY

A Simplified Home Loan Experience

Low rates you deserve. No hidden loan costs. Trusted personal service.
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Top Mortgage Refinance Company in Newport Beach

Today's Rates

Rate and APR: Interest rates and annual percentage rates (APRs) are based on current market rates, are for informational purpose only, and are subject to change without notice.
LOAN TERM
RATE
APR
30 YEAR FIXED
5.87%
5.99%
15 YEAR FIXED
5.24%
5.36%
5/1 ARM
5.09%
5.99%
JUMBO 30 YEAR FIXED
6.125%
6.25%
Rates current as of 
December 10, 2022
Pacific Coast Home Loans & Realty has dedicated our business to providing clients with a simple, secure, and hassle-free loan experience. Our emphasis on customer service has always been our top priority and is what sets us apart from other brokers and lenders. It has also played a leading role in us having over $3 billion in funded loans. 

We offer zero-cost refinances, no lender and no broker fee purchases, top-of-the-industry closing times, great rates, and availability 7 days a week. We will give you one-on-one attention to make sure your loan is as simple as possible.

OUR SIMPLIFIED PROCESS

Speak to a Consultant Icon

Speak with 
a Loan Consultant

One of our experienced loan consultants will answer any questions you have and find the perfect loan program for your scenario.
Upload Documents Icon

Upload the 
Required Documents

Whether you're looking for pre-approval or you're just beginning the loan process, we'll send you a link to a secure portal and a list of the documents to upload.
Fast Tracked Approvals Icon

Fast Track 
Approval Process

We specialize in same-day pre-approvals and 1-2 days for conditional approvals so that you're not waiting around for weeks to find out if you're approved.
Close Confidently Icon

Close Confidently 
and Save

Whether it's a purchase or refinance, our industry-leading turnaround times get you into your dream home or a lower rate quickly and efficiently.

Ready to get started?

Ready to learn more?
Speak with one of our experienced loan consultants.

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Pacific Coast Home Loans & Realty, Inc. is a Licensed Real Estate Broker,  California Department of Real Estate.

DRE #01850417
NMLS #303658
Equal Housing Opportunity
© Copyright 2022 | Pacific Coast Home Loans & Realty, Inc.